15th April 2013

New Perspectives on Consumer Behavior in Credit and Payments Markets

Announcement and Call For Papers
New Perspectives on Consumer Behavior in Credit and  Payments Markets

A Conference Co-Sponsored by the Research Department and Payment Cards Center of the Federal Reserve Bank of Philadelphia

October 3-4, 2013, Federal Reserve Bank of Philadelphia

SUBMISSION DEADLINE: June 30, 2013

The Payment Cards Center and the Research Department are co-organizing their seventh biennial conference focusing on new research in consumer credit and payments. Since the last conference, there have been many important developments in consumer finance and payments in the U.S. and abroad.

We encourage researchers to submit theoretical and empirical studies that reflect the entire range of approaches and methodologies. We also encourage submissions that address the design and efficacy of regulations for consumer credit markets.

TOPICS: The following list of topics is not intended to be exclusive:
– Contractual and informational issues in consumer credit markets
– Behavioral approaches to household decision making
– Mortgage defaults and foreclosure
– Consumer default and bankruptcy
– The design and regulation of payments networks
– The effects of new regulations on the supply of and demand for household credit
– Consumer credit and the real economy

PAPER SUBMISSION PROCEDURE: Please e-mail an electronic copy (PDF only) of your paper by June 30, 2013 to: Email:

FURTHER INFORMATION: The conference will be held at the Federal Reserve Bank of Philadelphia on October 3-4, 2013.

Accommodations and partial financial support for travel expenses will be provided to the presenting author of each paper accepted for the program.

CONFERENCE ORGANIZERS:
Mitchell Berlin ()
Ronel Elul ()
Robert M. Hunt ()

Federal Reserve Bank of Philadelphia
Ten Independence Mall
Philadelphia, PA 19106

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